financial aid

A great option for financing your education

What is financial aid?

Financial aid is any form of assistance that comes from an organized body that assists a student with the costs of attending college. These forms consist of federal, state, institutional and private funds that are used to assist students in funding their education. Scholarships and grants are “free money” that you do not pay back; however, loans are considered as self-help and you are required to pay them back when a student becomes enrolled less than half-time or graduates.

Regardless of your financial status (or your parents), you should consider applying for federal financial aid. The application (FAFSA) is free.


Complete the online Free Application for Federal Student Aid (FAFSA) by clicking here. Our federal school code is 041542.  Once you have completed the FAFSA and it has been processed by the Department of Education, your information will be forwarded to our Financial Aid Office.


You may be asked to provide additional documentation if selected for verification. Verification documents will be sent to you in a email from our financial aid department.

Frequently asked questions

Yes, CCBS has been approved to receive both Federal and State financial aid funds since 2013
how will i know if i am approved for financial aid?
The US Department of Education will send you an email of eligibility after your FAFSA is submitted.
when will my financial aid be processed?

Campus students will receive their aid after the third week of the quarter if they have not been selected for verification.

Online students will receive their aid after the the second week of the the second course of the semester if they have not been selected for verification.

If you are selected for verification, your aid will not be processed until all required documents are submitted.

how many disbursements will i receive?
If you are attending on campus, you will receive one disbursement every quarter. If you are an online student, you will received one disbursement each semester.
Will my federal pell grant cover the cost of my program?
If you are a campus student, there is a chance that your Federal Pell Grant can cover the cost of your program.

If you are an online student, your Federal Pell will not cover your entire degree program. You will need to apply for a Federal Direct Loan or pay cash for what your Pell Grant does not cover.

when will i receive my excess funds?

If there are excess funds on your account, you will receive them after your Title IV funds have been applied to your account.

Campus students will receive their aid after the third week of the quarter.

Online students will receive their aid after the second week of the second class of the current semester. 

Are grants or loans applied first?
The Pell Grant is applied, then the Subsidized loan, then the Unsubsidized loan.
is the excess money i receive ever pell?
If you are a campus student, there is a possibility that your excess funds may be Pell.

If you are an online student, there will never be an excess of Pell.

does ccbs accept military benefits?
CCBS accepts all applicable military benefits (e.g. GI Bill, 9/11, etc.). It is important for you to obtain, complete, and submit the appropriate forms for your benefits to be secured. To begin the process, the student should contact his or her respective educational liaison within the appropriate military organization. Guidance on this process can be provided by our CCBS VA Representative at (910) 323-5614.

Additionally, Carolina College of Biblical Studies is proud to provide the affordable tuition rate of $250 per credit hour to all military service members, veterans, military spouses, and dependents 23 or under.

How much can i borrow in federal loans?
As an undergraduate student, you are eligible up to $5,500 to $12,500 per year in Direct Subsidized Loans and Direct Unsubsidized Loans depending on certain factors, including your year in college.


We have two different points of contact for Financial Aid. Please call or email depending on which academic program you attend.

Campus Financial Aid: Aby Curley



Online Financial Aid: Stephanie Dickerson